My Services

Securities offered through Securities America, Inc., Member FINRA/SIPC, Advisory services hrough Securities America Advisors, Inc., and Carol Knowlton, Representatives

Financial Planning is the process of developing and implementing a personal plan designed to solve financial problems and accomplish goals.  A financial plan should give you a clear picture, perhaps for the first time, where you stand financially.  Financial Planning is like all other phases of life; it involves choices, and sometimes those choices can seem overwhelming.  If you know where you stand financialy , where you're going, and how you're going to get there, you should feel more confident about your financial situation, about yourself and about your decisions.

I provide the following:

1)  Identify your current financial position
2)  Identify your investment needs, objectives and risk tolerance
3)  Develop an appropriate financial plan
4)  Implement financial plan
5)  Measure & monitor portfolio
6)  Regular client/planner review of performance & goals

Investment Vehicles:

Advisory Services -Mutual Funds - Stocks - Bonds - CD's - Treasuries -  Annuities -  Life  Insurance and Long Term Care.

Client Investment Services:

·  Wealth Management Retirement Planning - Pre & Post
.  Income Distribution through our Next Phase Retirement Strategy
·  Divorce Planning
·  Short, Medium and Long Term Goals
·  Fee only Services
·  Fee only Asset Management
·  Financial Analysis of Divorce